Health/Dental/Vision insurance is put in place to reduce the burden of medical expenses from yearly check ups to hospital bills.

Your earning power is one of your greatest financial assets. Disability insurance is used to provide a source of income to people who are unable to work due to an accident or illness.

Life insurance is used to provide income to a surviving spouse as well as to pay off any debt and taxes the deceased may owe. Many people use life insurance strategies within their trusts when planning for estate taxes.

One of the main reasons that people run out of money in retirement is the increased cost of medical care as they age. Long term care insurance helps as an aid in covering the costs of care due to a chronic medical condition, disability, or a disorder.

Excess liability insurance, also known as umbrella insurance, is used to cover claims that exceed the limit stipulated by the underlying policies terms as well as provide broader coverage including losses outside of those stated in the initial policy.

Auto insurance helps to protect against financial loss in the event of an accident or theft. Home insurance helps to cover damages and losses to an individual’s house and assets in the home.